return to table of content

Google took three months to remove scam app that stole over $5M

burnte
65 replies
18h11m

That's amazing, it took them 3 months to kill a scam app, but they proactively shutdown smaller apps that break no rules constantly. I swear someone in Google's exec team is going out of their way to make Google products suck. They've all been getting worse for the past several years. Search gives bad results, search qualifiers only work in "verbatim" mode, GMail sucks at spam filtering now, Android is becoming a PITA, Chrome is shoving in new bad features while killing old good features, etc. There was even a big thing about Google Voice having some massive change where lots of features were going away, so I pulled GV out of my life expecting it to go away, and literally nothing changed.

It's almost like Google is suicidal and these are calls for help.

AnthonyMouse
16 replies
13h33m

That's amazing, it took them 3 months to kill a scam app, but they proactively shutdown smaller apps that break no rules constantly.

There is a specific reason for this.

The scammers are repeat players. They have a thousand accounts, three quarters of them get shut down, they look at the other 250 to see what's different, make 1000 more accounts that look more like the ones that didn't get shut down, now only half of them get shut down and they get even more data on how to avoid getting banned.

Meanwhile the ordinary user has only one account, maybe two or three for small businesses and things. If one account gets shut down their life is disrupted and they have no idea why it happened or what to do about it or how to avoid it happening again.

Google have to shut down 1000 accounts for this one scammer and if they get 999 of them right and 1 of them wrong, the scammer still has an account and the honest user doesn't.

The real problem here is that we're expecting Google to do this instead of law enforcement. Is there a scammer? Arrest them. They can't make 1000 more accounts from prison and then Google don't have to play whack a mole while clobbering tons of innocent people.

simion314
5 replies
11h31m

The real problem here is that we're expecting Google to do this instead of law enforcement. Is there a scammer? Arrest them. They can't make 1000 more accounts from prison and then Google don't have to play whack a mole while clobbering tons of innocent people.

How can a scammer make 1000 accounts? Don't they need to give Google Store some gov ID, credit card number? If this are too easy for scammers to get then ask for more documents that a legit company or developer would have. And you can make this more strict stuff optional, if you do not provide this documents your activity and reports are treated 100x more seriously.

My suspicion is that companies are using AI crap to handle user reports, some devs very exited to work on this cool new tech where they can replace even more people in support and QA with scripts.

lucianbr
2 replies
10h10m

As a user, I've had to jump through a lot of hoops like captcha, credit card number, phone number check, dns domain check etc. I've been told these are to prevent scammers making 1000 accounts. Now they tell me "well we can't prevent scammers, because they make 1000 accounts".

I am beginning to think someone is not 100% truthful to me.

simion314
0 replies
6h46m

Yeah, some companies are happy to let the bots thrive, I use reddit a lot and I would prefer to have 2 tiers of account,s, validated as real humans and not validated, then I would prefer if developers could do their job and put limits on non validated accounts with bot like activity. Bu they are happy with bots, I see people getting banned and getting back with a new account with same name just a small change there.

We had the case with Elon Musk complaining about bots and after the took over I read that he is fine with bots now,especially the ones that pay for the blue check mark.

I also wish police would do more in the cases of impersonation, where scammers impersonate people or institution, if this people are from a different country and that country does not collaborate then sanction them.

0xdada
0 replies
9h46m

There is a cost to breaking captcha.

UncleMeat
1 replies
5h57m

How can a scammer make 1000 accounts? Don't they need to give Google Store some gov ID, credit card number?

Stolen credit cards and other stuff.

People also complain that creating an account of arduous (especially in developing markets) if you have to do too much to create an account.

My suspicion is that companies are using AI crap to handle user reports, some devs very exited to work on this cool new tech where they can replace even more people in support and QA with scripts.

The complaint is from early 2023. I suspect that whatever anti-abuse systems exist on Google Play hadn't deeply integrated LLMs at this point, as this is just like a few months after the initial launch of ChatGPT.

simion314
0 replies
4h20m

The complaint is from early 2023. I suspect that whatever anti-abuse systems exist on Google Play hadn't deeply integrated LLMs at this point, as this is just like a few months after the initial launch of ChatGPT.

Google had an AI before ChatGPT, remember that there was some Google developer that made a lot of noise that Google created artificial live and enslaved it or something like that ? And I said AI not LLM

Calavar
5 replies
12h40m

The real problem here is that we're expecting Google to do this instead of law enforcement. Is there a scammer? Arrest them.

That would be ideal, but getting 195 countries on the same page on cybercrime just isn't going to happen. As it is we have multiple countries where the government actively sponsors internet scammers.

jart
3 replies
9h50m

It would be a lot simpler if cyberspace was declared a sovereign territory and Google became the official government of it, answerable to no other government on questions of digital affairs. That way they'd have the power to put all the spammers and ransomware gangs in their goolag for a very long time. Think this is a bad idea? Great for you. Keep letting people like Donald Trump be your digital government. Heck, make Google the government of meatspace too. If every neightborhood in America was run as well as a Google office, we'd all be living in paradise. Even in Google's currently evil debased declined state, it's still infinitely more competent and better than your corrupt compromised legacy government institutions.

nabla9
2 replies
5h17m

Even in Google's currently evil debased declined state, it's still infinitely more competent and better than your corrupt compromised legacy government institutions.

Corporations are only efficient when they have corporate responsibilities. Corporations do only efficiency and can select customers. Government must guarantee equality and rights for everyone. Even criminals are citizens with rights.

Let me demonstrate. This is how Google would do it:

(1) Algorithm captures 90% of all criminals (it's a good algorithm)

(2) 5% (1/20) change that flagged account is a criminal (95% false positives)

(3) 0.01% (1/10000) of all accounts are flagged.

There are around 246 million unique Google users in the US. Closing just 24,600 accounts removes 90% of criminals. 90% change of capture is a good deterrent.

Google also removes 23,370 innocent accounts.

GOOGLE DOES THIS ALREADY. It's efficient and well-run (actual numbers may vary) but also brutal and unjust. Legacy government institutions do their job better than Google would.

jart
1 replies
2h56m

Do you really believe the government is what gives you your rights?

nabla9
0 replies
1h47m

Government maintains a system that enables you to protect your rights, and process to participate. That system can't be very efficient, because you need to have paper trail, and bureaucratic process. It's the process that gives you change to seek justice and protect your rights.

With Google you can only post complaint to HN and wish that someone working in Google notices, or that there is enough publicity to shame them.

matsz
0 replies
11h4m

At this point, Google should accept new sign-ups for critical products ONLY from countries that have a functioning law enforcement system when it comes to this - and check based on ID card/passport.

coding123
1 replies
13h10m

So if you have 1000 accounts, doesn't that mean you've submitted 1000 apps to the store or something?

bryanrasmussen
0 replies
12h38m

I guess you make the same app and tweak it slightly 1000 times, since it's a low quality app probably it doesn't matter

passion__desire
0 replies
9h44m

Why can't they do deduplication of the same apk code being submitted and map all those accounts to a known history of shutdown accounts. Seems like a simple way out?

Timshel
0 replies
9h54m

Might be true but at the same time if it takes you three months to process/verify a complaint from the Consumer Financial Protection Bureau you probably are doing a crap job.

Which in turn make it that much easier for scammer.

The real problem here is that we're expecting Google to do this instead of law enforcement. Is there a scammer? Arrest them.

What a joke how can you believe that international justice will be fast enough to handle the issue of scammer spamming apps ...

In the end those app are probably against the store TOS and if Google can't manage to correctly enforce their own TOS you can argue it's partially on them.

crossroadsguy
8 replies
16h57m

They killed my Play Store account even after I had fulfilled the eligibility of not getting the account killed in time and never refunded the $25 (had no apps yet). I know this was nothing compared to losses others might have faced but they literally took/stole that $25 from me. They never responded to anything after the last email where they said "it is final.. something policy…" and all that. Nothing, no response at all. They had asked me to add a bank account while I was appealing this so they could refund and I could not add a bank account, there was no way, there was no documentation. They did not reply for 17-18 days and that was also denied and they just closed it saying "since I had not added an account in time… final.. no further response.." etc.

It's almost like Google is suicidal and these are calls for help.

No no. They are fine.

Companies like Google, Apple, Microsoft, Amazon etc could they all this because they know the game is rigged in their favour in this world where everything is "legal" and not "justice" and with their resources they can legally take on many countries put together, let alone individuals. That's why they do what they do and they don't do what they don't do.

mey
6 replies
16h21m

If it was via a credit card, consider doing a charge back. Sounds like you have plenty of evidence that they didn't provide the service they claimed they should have. Even for a small amount it hurts them much more with the CC processor.

lenomad
3 replies
15h38m

If you plan to do a charge back on Google, better be prepared to lose access to your entire Google account [1] including Gmail.

[1] https://news.ycombinator.com/item?id=34016389

devsda
1 replies
12h27m

Don't forget mobile unless you are firmly in Apple camp with iPhone and iPad devices. You can switch to Apple ecosystem but then the overall cost in the end may be more than the chargeback amount.

It is a pain to install apps and use an Android phone with play services installed but not logged in.

notpushkin
0 replies
10h34m

Aurora Store should help a lot. (And also F-Droid!)

...or just create another Google account in a fake name.

TomK32
0 replies
12h10m

And that's why Google/Alphabet ought to be split up.

WillPostForFood
1 replies
15h48m

You can screw over a small business with chargebacks, but not like a CC processor is going to drop Google over one, or tens of thousands of chargebacks.

fn-mote
0 replies
14h33m

Nobody is going to drop Google. Google is going to drop YOU. From everything.

malux85
7 replies
17h42m

Oh thank you for saying this about the spam I thought it was just me!

I’ve noticed a huge uptick in spam emails getting through to my mailbox over the last year

silisili
3 replies
16h53m

I get about 10 fake order confirmations a week. This can't be that hard to detect, right?

throwaway2037
1 replies
12h52m

Wow, that is scary. Can I assume these are phishing emails? My point: They get you to "confirm" the fake order and harvest some personal information. I worry most about my parents. There is no way, at their advanced age, that they can distinguish between real and phishing emails. The Internet has gone to crap, again. Sigh.

silisili
0 replies
12h25m

I haven't invested a lot of time in them. They -always- have a PDF attached. It appears to be an invoice but never has my personal details, other than email address.

The subject is always either 'Order Confirmation' or 'Payment Confirmation.'

They always have a number at the bottom of email or the PDF to call for support/order cancellation. My best guess is that they want people call in rightly claiming they didn't make an order, then the phishing begins?

I've pasted one below, sans PDF. This one is a phone, but it seems to often be an antivirus subscription .

Notice it always comes from a personal name that doesn't even match the email address, not some fake company. That's why I don't understand why Gmail isn't blocking these!

--

From: Mark Kiehn <stevendouglas8689@gmail.com> Subject: Payment Confirmation

Need Help? (815) X (570) X (9159) Congrats on getting your new device! We trust you're enjoying your purchase and exploring all its amazing features.

Invoice ID: INV//#<8 digit number>

Product: OnePlus 10T Ref: #<8 digit number> Purchase Date: AUGUST 15, 2024 Total Amount: $397.24 Return Policy If you're not satisfied with your device, you can get a full refund within 48 hours of purchase. For assistance or to start a return, contact our support team.

Need Help? (815) X (570) X (9159)

skinner927
0 replies
15h17m

It’s always the order confirmations

throwaway2037
1 replies
12h54m

To be clear, I assume that modern, sophisticated spam operations are "leading the league" in LLM usage. It must be much harder to stop spam when each email can be individualized by an LLM. And let's be real: LLMs are already very, very good at producing text that sounds believable. I, myself, have been fooled many times already by recent spam, that is so much more believable than two year ago.

If GMail is getting worse, I can imagine that other, smaller mail services are getting much worse. The best explanation that I have read about why Google (and other major providers) are so good at spam filtering: They can observe a huge portion of the world's email, so they have the best training sets.

It is interesting that we never hear from GMail folks on HN. You see all kinds of Googlers pop-up into discussions with interesting insights about how the sausage is made. However, I cannot recall anyone from GMail appearing on HN to share some interesting behind-the-scenes stories.

whatshisface
0 replies
12h44m

SpamAssassin seems to work for me.

janalsncm
0 replies
17h30m

There’s a big uptick in one particular type of spam email for me. These ones have a huge amount of nonsense “words” at the end of it, which appear to be random strings of letters of random length. Their purpose seems to be to trick the spam filters that have no idea how to classify “witwicshmniss” as spam or not spam.

nashashmi
5 replies
13h21m

I blame Sundae Pichai. I don’t know how. But it has to be him.

throwaway2037
4 replies
12h47m

If you believe what Wiki says, he has been involved in many of the Google products that have shaped our digital lives in the last 20 years:

    > Pichai joined Google in 2004, where he led the product management and innovation efforts for a suite of Google's client software products, including Google Chrome and ChromeOS, as well as being largely responsible for Google Drive. In addition, he went on to oversee the development of other applications such as Gmail and Google Maps.
That is quite a list. I have not accomplished even 1% as much!

nashashmi
2 replies
5h34m

Product guys becoming CEOs is like someone focused on the technicals is pushed to marketing. I bet he is good at both.

throwaway2037
1 replies
4h4m

This is a interesting point. Do you know if Satya Nadella's career at Microsoft was similar? (Personal note: I feel like he really turned it around. Microsoft is so much less combative that it used to be. Yeah, HN, I know: Not perfect, but much better than the original gang.)

nashashmi
0 replies
2h8m

Msft was hated before for its closed-ness. Google was loved for its service to the user. Both moved into the direction of marketshare. The end result is what we see today which is a drive for market share with less innovation. Or at least all innovation on the shelves put out for integration.

whatshisface
0 replies
12h43m

I've overseen the construction of several highway expansions and overpasses, and shouldered only the accusation of being a drive-by manager.

cbsudux
5 replies
13h1m

urgh - from google's pov the scam app was making 30-40M in rev and they get a nice 15-30% cut

they kill off smaller apps because they make little money for them

scam apps need to be proven they're a scam for them to be remvoed.

lapphi
3 replies
12h44m

This sounds like HSBC’s relationship with drug cartels

realusername
2 replies
12h6m

It's exactly like that, even the top grossing "legal" apps are casino games anyways.

There's a reason Google is paying radio ads in the EU to convince everybody that they are helping small businesses, anybody who ran the figures on the mobile store knows that it wouldn't survive scrutiny.

nolist_policy
1 replies
11h13m

But Google Search does surface a lot of small and local business.

fsflover
0 replies
11h7m

Compare their search results with this: https://wiby.me

UncleMeat
0 replies
5h56m

The scam app was having people send crypto to a personal wallet. No actual in app purchases. No cut for the store.

jeffbee
4 replies
18h5m

It's almost as if both false positives and false negatives exist!

JKCalhoun
1 replies
15h51m

Agree. I'm no fan of Google but when you are in the business of enforcing what amount to fuzzy (some would say arbitrary) rules you're going to let some crap slip by, and reject some innocent apps. It's these two tails though that will get the headlines.

To be sure, they should be called out for abuses on both sides of the equation, but it's understandable that it's going to happen.

ImPostingOnHN
0 replies
14h49m

The criticism seems to not be that they make mistakes, but rather that when they do, they don't care about or deal with the fallout.

Everybody is fallible, and that's okay, but only if you own up to it and fix it and make the victims of it whole. If you don't do that, you're fallible and an asshole.

wahnfrieden
0 replies
17h26m

Google also financially incentivized to be laxer with revenue generating apps and critical of low revenue noisemakers

NoPicklez
0 replies
17h31m

Exactly

jadbox
2 replies
17h32m

I have a lot to be thankful for personally because of google. In my bubble, Gmail gave me a solid free email client since the days my parents had AOL dialup. YouTube has been a literal magical experience for its video delivery service all these years, nothing came close to its reliability. Vimeo? (Please). Let's then talk about the first Android phone the G1 and the other early flagships like Nexus. They set the bar in so many ways (yes, Apple did too). The landscape has changed though, and Google has changed. I've always bought the latest phone direct from Google. I'm waiting on the P9 though. They to show they got what it takes still, like very much improving their spam detection in gmail. They have the capability, I believe. Google needs more than good leadership- they need to try to set the standard.

jimjimjim
0 replies
15h42m

This is true of my experience with Google as well. I know it's fashionable to hate Google but Google's search was better than what was there before (altavista, webcrawler or those godforsaken screen cluttered portals). Gmail was/is vastly better than the alternatives. And even though I've always used Firefox it was Chrome that broke Microsoft's monopoly on web browsers. I suspect that a lot of their policies end up being that way to cope with any % of the whole world's population trying to cheat/scam/beat any system or rule.

burnte
0 replies
3h53m

I don't hate them, but like you I'm getting frustrated. I had to remove a link to my personal website from my personal gmail account because gmail would mark it as spam in everyone else's inboxes, including gmail boxes where gmail knows this email came from within gmail! I tried paying for GSuite but even then they still spammed my emails. Remove that single link, everything goes through. Absurd.

normie3000
1 replies
13h56m

search qualifiers only work in "verbatim" mode

There's a verbatim mode?! That sounds incredible!

burnte
0 replies
3h52m

Yeah, it's not as good as google used to be, but at least it won't ignore your quotes and -exclusions. Click Tools and then All Results and click Verbatim.

katzinsky
1 replies
11h10m

This computing model generates profit for Google but doesn't result in a pleasant computing experience.

Everyone short of those capable of practically building portable devices from scratch is stuck with it.

burnte
0 replies
1h3m

While this may juice short term revenue, it's a long term plan for failure as you can't both survive AND drive your customers away.

roshankhan28
0 replies
10h49m

i think with the amount of data that google has on its hand, they should be easily able to pinpoint the location of the scammer and let the law handle the rest. i suppose they must have a law team with them for all these types of issues.

realusername
0 replies
12h4m

but they proactively shutdown smaller apps that break no rules constantly.

They just pulled up another lie on my app that I record some forbidden device id and I just hesitate to shut everything down this time. Building a mobile app isn't worth the effort. The play store and the appstore are better suited to casino games and scams than real apps.

mppm
0 replies
8h52m

I swear someone in Google's exec team is going out of their way to make Google products suck.

This may be closer to the truth than many people think. In an analysis from 3 months ago [1,2] it was alleged that Google search sucks so badly not just because of AI and whatnot, but because control of the search division was finally handed to the revenue people in 2019, who promptly rolled back important spam filtering in an effort to drive up searches. Deliberate use of dark patterns to increase "user engagement" is nothing new, of course, but I was still surprised that Google would sink this low. Don't be evil, bwa-ha-ha-ha.

[1] https://www.wheresyoured.at/the-men-who-killed-google/ [2] HN discussion: https://news.ycombinator.com/item?id=40133976

golergka
0 replies
14h37m

Why does nobody think that it may be plain corruption? It’s a single app that makes $2m. Imagine how many apps like that there are. Imagine if each gave 20% to certain key managers at Google.

We know it happens at governments. Why don’t we think it can happen at corporations?

anjel
0 replies
17h13m

Hubris

Guzba
0 replies
12h43m

What's really exciting is that this suit is the type of thing that will only make the situation worse for smaller apps. More and more rules have been working so well for the Play Store I bet doubling them will really help.

autoexec
38 replies
19h34m

She's suing Google for the 5M she lost because "she believed Google was successfully preventing scam apps from becoming available on the Google Play store." and not because it took them so long to take the scammer's app down. If they'd done it within 5 minutes it wouldn't have stopped her from losing her money.

I think google should be held accountable for not removing a malicious app from their app store within a reasonable amount of time, but I'm less sure that Google should be on the hook for the money scammers take. Google can and should do a lot more to prevent malicious apps on their platform, and they should be required to respond quickly when the ones they failed to detect are reported to them, but a play store that only allowed/contained apps that Google was 100% confident could never be used to scam another person wouldn't be very useful.

jacoblambda
18 replies
17h38m

Considering she was depositing US dollars into the app for several months before she tried to withdrawal and realized it was a fraud, I think that her stance is a bit more reasonable.

She used the app for 5-6 months, presumably with other people having been scammed repeatedly in the past and having reported the app. Then after she reported it to the CFPB (which is an independent government agency dedicated to preventing these types of scams and other abuses of customers), the CFPB spent 3 months of back and forth with Google before they were willing to take it down.

So the argument is that the app was up for several months with the US government directly reaching out to Google and pushing for them to take the app down for being a scam but they ignored that as long as they could and likely ignored plenty of other reports in the past.

At least personally I'd argue that's gross negligence.

ethbr1
17 replies
17h21m

I'd say she should lose all of her money for being dumb enough to transfer it to an unverified app.

Then separately, Google should pay penalties to the CFPB for failing to act in a timely manner.

umbra07
8 replies
14h55m

She downloaded an app from Google's store. Google is supposed to vet apps. Google may have even recommended that she download that app.

ethbr1
5 replies
14h52m

What level of financial protection does Google provide on apps in their store? Is there a GDIC clause I missed?

"It was in the store" seem an unreasonably low bar for personal responsibility.

umbra07
1 replies
14h50m

I have no idea - and it's not pertinent to my argument.

ethbr1
0 replies
14h32m

You're suggesting that Google's listing should take the place of due diligence?

A financial guarantee seems the least I'd require for that, personally.

deanishe
1 replies
8h49m

It was in their store.

How is selling fake investment apps different to selling fake sneakers?

ethbr1
0 replies
5h44m

Because an app store will always be a bazaar. No one is doing full human code review on apps.

To pretend otherwise is insane. (Even by appealing to app store monopolies or fees, which are immaterial to due diligence responsibility here)

This wasn't a case of the lady giving $5M to Google for fake crypto.

It was more like Google selling her a phone, then her dialing one of the preset numbers on that phone and getting scammed.

bryanrasmussen
0 replies
12h29m

I would think vetting apps means that the apps work for their intended purposes.

It was in the store seems a reasonably level bar for the app has been vetted to show it works for its intended purpose.

Drakim
1 replies
10h41m

The defense for Apple and Google taking their 30% cut is usually about how they do vetting and take responsibility for their app store being legitimate.

ethbr1
0 replies
5h41m

That's a bad argument to give someone hot coffee in lap money for, though.

Google and Apple operate monopolistic app stores with predatory fees.

This lady did something foolish.

Redressing the former by removing responsibility for the latter doesn't make sense.

I'm all for fining Google over this, but the money shouldn't go to the victim.

lnxg33k1
5 replies
16h8m

What is a verified app? It's on the app store, these corps punch balls continuosly about having a grip on their stores for safety reasons, but then when there is no safety people is dumb and the apps are not verified on their app stores?

ethbr1
4 replies
14h56m

Due diligence.

Nobody should be trusting Google or Apple to be protecting them. Certainly not for a $1M+ USD deposit.

That the app stores are illegal monopolies shouldn't opine on someone suffering the consequences for their own poor decisions.

immibis
3 replies
13h44m

How do you verify an app?

navigate8310
2 replies
12h50m

By lifting the corporate veil and verifying the legal and physical existence of the developer behind the app

lnxg33k1
1 replies
10h39m

I think you're forgetting that the pillar of our economy is trust, and communication, removing the trust and everything collapses, it was engineered like this, our whole economy is engineered on impulses, testimonials, advertising, and shallowness. Remove that, and these corporations save $5m and lose billions.

I agree with you, I wouldn't give someone 10 euros if not vetting, but if google puts "Verified by Play Protect" , restrict me to do anything, talk about their stores as a safe and vetted place, then it must be kept accountable

ethbr1
0 replies
4h55m

There's two separate issues here:

1. Dealing with Google's failure to remove in a timely manner

2. Dealing with the fraud

Comingling them creates a slippery slope ("I drove my car into a lake because Maps told me to...") that erodes normal expectations of personal responsibility.

What should she have done to vet?

Go to the website of the party she's transferring the money to and verify the app from their end?

That doesn't seem much to expect for a multi-million dollar personal risk.

diffeomorphism
0 replies
11h7m

What do you mean by "unverified"? Who is supposed to do the verification and what do they check?

As far as customers are concerned, google verified that the app does what it says it does. If that were the case and she just lost money from bad crypto investments, that would be a complete non-story. However, that is not at all the case.

amsterdorn
0 replies
10h11m

This, end of story.

brikym
9 replies
18h48m

This position would be reasonable if the app stores took 5% but they are a duopoly which take 30%. Visa/Mastercard are in a similar duopoly position clipping the ticket but at least insure their customers.

Eddy_Viscosity2
5 replies
18h46m

Does that mean that Google has to return that 30% of the scammers revenue and return it to the people who were scammed?

kibwen
2 replies
18h35m

Do you think that Google forfeits the ad revenue that they receive from selling scam ads? Nah, that goes right into Sundar's pocket.

CuriouslyC
0 replies
17h33m

It's going to give me so much joy when he gets fired.

oatmeal1
0 replies
18h16m

Not sure Google gets a cut of uploaded crypto.

f6v
0 replies
12h14m

I doubt she deposited so much via in-app purchases. Financial apps don’t have to use them.

izacus
1 replies
10h52m

So taking commision from a sale now makes you police, judge and enforcer of laws?

rafaelmn
0 replies
10h30m

Yes - when your argument for insanely high margins (look at net profit and compare to market average) is that you are locking down the store for the benefit of the user and not to abuse your monopolistic position.

Either they are abusing market position to prevent competition on the store (eg. linking to custom payment providers) or they are doing it to guarantee customer experience (Apple fanboys are really big on this line) - in which case they are liable and it's priced in.

Aeolun
0 replies
18h42m

Mastercard and Visa often take less than two percent though.

Waterluvian
3 replies
19h0m

Not a lawyer nor picking sides but I can see an argument where expectation that scams are removed very quickly would greatly reduce the risk profile.

It’s like shopping at a grocery store thinking that recalled foods are de-shelved within hours of a notice but they actually kept selling them for weeks. Much different risk profile.

otteromkram
2 replies
16h28m

How would you determine what is a scam app?

Number of reports vs installs on Android devices?

mannykannot
0 replies
16h1m

If the default assumption for consumers should be that it may well be a scam, and there is no practical way for Google to do any better, then maybe it should take the same default.

MobiusHorizons
0 replies
14h25m

In this case the CFPB apparently was asking them to remove the app for a while before they took it down. No need to even detect the scam apps proactively in that case.

mannykannot
2 replies
17h23m

The main justification offered for walled gardens is that they provide consumer protections. Once that claim is made, "everyone should know that isn't actually the case" is not much of an argument, and "we did the best we could" would be blatantly false here.

fennecfoxy
0 replies
8h1m

This is not a legal justification at this point, yet. More a social one. What laws are currently holding app stores accountable for what's on them?

f6v
0 replies
12h13m

Does this apply to Google though? You can download untrusted app on Android phone. The same scam situation is yet to happen on iOS.

jellicle
0 replies
18h47m

If they'd done it within 5 minutes it wouldn't have stopped her from losing her money.

There's no reason to believe, and much reason to believe that it's not the case, that this woman was the very first to complain about this app. Perhaps Google had already received thousands of complaints about the app before she ever downloaded it. That info will presumably come out as the lawsuit proceeds.

2OEH8eoCRo0
0 replies
19h25m

You have to be very dumb to fall for scams like this but I've always said these walled gardens make people less safe. People get a false sense of security and outsource their brain.

Aeolun
28 replies
18h36m

It still boggles my mind that you can build a fortune of several million, but then be naive enough to download a random crypto app off the app store, and expect it to be all sunshine and rainbows. Even several massive legalish crypto empires fell over due to fraud. Using a random one off the app store is a recipe for disaster.

yieldcrv
6 replies
18h2m

That doesn't boggle my mind

Yobit is an long standing exchange, not one I would use

Yobit Pro was a scam app pretending to be related to that exchange

Crypto returns can be quite fast. If you have $4 million and its not really absurd to take that an order of magnitude higher, and be used to the volatility of it going lower.

There are plenty of “random crypto apps” that work fine for any amount of money

Don't let your own paranoia get in the way

“Not your keys, not your coin” remains true for “Yobit Pro”, FTX and established players like Coinbase

Plenty of random crypto apps are self custody apps that work fine

The people running Yobit Pro are probably using similar levels of OPSEC, and just have a lot more crypto now. This PvP aspect of crypto keeps it going.

Aeolun
5 replies
16h54m

You see, my problem with crypto is that it’s value hinges entirely on convincing other ~~suckers~~ people to buy it.

otteromkram
2 replies
16h34m

So does everything else.

¯\_(ツ)_/¯

forgetfreeman
1 replies
16h17m

Nah. Intrinsic value is absolutely a thing.

tssge
0 replies
13h58m

Which of course is different than the market price of an asset. You can't say sell something at intrinsic value if the market thinks differently.

yieldcrv
1 replies
13h29m

Okay, but this woman didn’t own crypto, she owned an app that says she owned crypto in an exchange/brokerage

That has nothing to do with crypto and everything to do with this fake exchange scam, and even with a real exchange it has to do with consumer education on using non custodial apps

It’s downright weird that you have this other mental category for things that say crypto where your mental processing power throttled to the conclusion is “its crypto so let me blame the victim instead and ignore who chose to create a victim while they sent her death threats on whatsapp”

Aeolun
0 replies
5h0m

It’s more that the closer you get to crypto, the closer you get to something being a scam. If you are close enough to it that you think to invest 5M in it, I expect you to be aware of that. People do more due due dilligence when buying a washing machine.

Obviously it sucks for the lady, but to some extend it certainly deserves a financial darwin award.

ethbr1
5 replies
17h25m

It still boggles my mind that you can build a fortune of several million, but then be naive enough to download a random crypto app off the app store

You should never be surprised what Florida Man/Woman will do.

As a former resident, there's an uncharacteristically high number of seemingly well-adjusted but actually batshit-crazy folks there.

Look up Florida school board meetings on YouTube.

kernal
4 replies
15h9m

California is exponentially worse. Look up California school board meetings.

immibis
1 replies
13h41m

Are those the ones where the Republicans are ranting about all teachers being pedophiles because they let their children know gay people exist or whatever?

ethbr1
0 replies
4h41m

It was honestly less Republicans (capital-R) and more just disgustingly entitled people drastically overestimating their own importance relative to the communities they live in.

One consequence of Trump pulling a lot of newcomers into politics was their naivety at how political processes actually work.

As in, if you don't get everything you want, you aren't immediately justified to escalate and go nuclear.

Aeolun
1 replies
5h13m

I honestly wouldn’t know what to look for either way. Do you have any examples?

I’m not all that enthused about watching a bunch of school board meetings that are probably 97% boring in the hope that I’ll find the exciting 3%.

ethbr1
0 replies
4h44m

This is at the tame end of the spectrum: https://m.youtube.com/watch?v=-kHH-_An-ow&t=47s

To be fair, the time I lived there was immediately after COVID (so masks and then directly into culture wars over the bête noire du jour).

pessimizer
4 replies
18h15m

There's no evidence that this person built up a fortune of several million, rather than having it handed to them by a parent or a deceased spouse.

Aeolun
2 replies
16h57m

The article states it comes from real-estate. That implies some amount of buying and selling. Unless they just happened to have a single 5M mansion sitting around.

fennecfoxy
1 replies
7h57m

Speaking as a millennial, you don't just "get into real estate", usually it's seeded by a large amount of generational wealth/inheritance.

Someone struggling to put a deposit together for their own home isn't going to make bank out of flipping houses and contributing to the shit housing sector. It really is true that all it takes to make money is money, it's almost effortless.

Aeolun
0 replies
5h10m

I mean, from like 30 years ago until now, anyone that ‘got into real estate’ at any point during that period would have been wildly successful.

Though I guess that kind of undermines my initial idea that you needed to have a brain for it.

EVa5I7bHFq9mnYK
0 replies
16h39m

Or not deceased

loandbehold
2 replies
18h18m

Most likely it's an inherited wealth. Florida is an "old money" state.

SoftTalker
1 replies
18h6m

Even so. In a family with that kind of money to bequeath I would be surprised if the kids were that completely in the dark about wealth management.

stingraycharles
0 replies
17h55m

Well this case is kind of the evidence that people with access to this kind of money do, indeed, fall for these silly scams.

lz400
1 replies
17h54m

I had some bitcoin from long time ago that I never touched and decided to do something with it and I had to take a look at the "current state of crypto" from a practical standpoint. I was (not very) surprised at how many scams and pitfalls there are doing even the most basic stuff, how much trying to learn and search information points you to the scams, and how difficult and shaky it all is, even when you do the right thing. And this is BTC, it's probably 100 times worse in other coins. In the end I sold everything and I don't want to touch that world ever again.

input_sh
0 replies
9h50m

I mean... it's all a scam, starting from the fact that cryptocurrencies aren't currencies but unregulated stocks.

bearjaws
1 replies
17h41m

People who got wealthy in real estate are typically quite naive, the money came too easily for the past 15+ years and they aren't aware of how hard most businesses are.

Turns out if you never actually earned the money you tend to think you are untouchable.

I've worked with CEOs who were born into money, and those who have earned it, you can tell the difference immediately.

JoshTko
0 replies
15h56m

"Ace in a space, fool in every other place"

sp0rk
0 replies
15h18m

It's quite possible that the victims were convinced to try the app by the attacker outside of the Play Store and the app existing on the store was just an attempt to give it additional credibility when they were directed to download it.

markovs_gun
0 replies
16h8m

It's really bad but in my mind there's a dollar amount where I stop feeling bad for the victim for losing. Like if someone's grandpa gets taken for his life savings for $1 million by bank scammers that's horrible but like someone losing $5 million that they were trying to invest in crypto just makes me think they didn't deserve that money in the first place.

alecco
0 replies
8h41m

inheritance|real estate bubble|divorce|lawsuit

AtlasBarfed
10 replies
19h35m

Google really doesn't want people to know what goes on in pay to win games.

While they aren't outright fraud, they are right there. And those apps probably make billions a year.

FireBeyond
5 replies
19h0m

This issue is something of a Google thing...

But let's not pretend Apple doesn't see pay-to-win games and IAPs as a massive massive cash cow, too. That's not a Google exclusive.

sabbaticaldev
4 replies
18h42m

this is a post about google

FireBeyond
3 replies
16h45m

Yes it is. But "Google does this!" can have implicit "This is a Google issue", not "This is an issue."

(And I say that as someone who has had only iPhones since the Lumia 920.)

sabbaticaldev
2 replies
8h2m

make a post about apple then in place of asking what about

FireBeyond
1 replies
3h20m

"Google and Apple both do the same things and it's unpalatable."

"Also" is not a deflection of "What about".

But if we want to go that way, Google doesn't play selective moral arbiter. "Porn on iOS? Never." "Gambling and PTW on iOS? Hmm. 30% cut. Okay."

sabbaticaldev
0 replies
2h29m

I don’t care googler, let’s discuss Apple on an Apple’s thread.

nextworddev
1 replies
18h48m

I know someone who makes $10m a year pumping out absolute garbage games on Android with all sorts of dark patterns, and have the thick skin to give talks at GDC.

But if you took out all the scammy apps out of Google or Meta ecosystems, they will be worth far less

drdaeman
0 replies
15h4m

$10M from garbage mobile "games", and no liabilities? Is it some lucky exception, or that's a norm in the industry?

Maybe I should shove up my ideals and principles where the sun doesn't shine, and ramp up a LLM game generator factory trained on a wiki of dark patterns... I will have pangs of conscience, but if it works I'll also have my own place to live and some basic financial security that may suffice if^W when my health degrades. And surely a good therapist would be able to fix the conscience later.

(Or does the lion's share of that money goes to the lawyers, haha?)

hipadev23
1 replies
18h23m

pay to win games.

This has nothing to do with scams, only you disapproving of a monetization model you don't understand while making wildly incorrect estimates.

immibis
0 replies
13h31m

Scams are a monetization model we don't understand and disapprove of, yes.

system2
5 replies
17h0m

Not victim blaming but wow. Some people are really naive yet they can still have so much money while very high IQ people struggle to make money due to their lack of social skills.

phendrenad2
1 replies
15h44m

And as money is a sign of how society values you, it stands to reason that those people are wasting their IQ because everyone overvalues social skills.

worthless-trash
0 replies
13h53m

The big takeaway here is to dress well, scam people with smooth talk and abuse every loophole that exists with abstract business standing between you and the problem.

This is just another day for some people.

tredre3
0 replies
13h43m

very high IQ people

fall for scams all the time too.

nullc
0 replies
7h58m

There are lot of scams-- maybe even a majority-- that depend on the mark being smart enough and confident enough in their reasoning to talk themselves into the scam.

When you think of a scam victim you should think not of an idiot but a reasonably smart person who is distracted, gets greedy, or thinks that they're immune to scams.

You don't need to actively scam idiots, you just offer them bad deals. Do it well enough and you get a bonus for improving shareholder value.

jeroenhd
0 replies
10h57m

In my country, there's a quite famous case of a high-IQ (autistic, I believe) millionaire CEO who married a pathological liar that told him all kinds of conspiracy theories about the government, Russian hackers, his ex, and tricked him into losing a huge part of his fortune. He had to be kicked out of his own companies because he refused to back down from the batshit insane claims whispered into his ear.

High IQ does not make you immune to scams. I believe that thinking you're immune to scams because you have a high IQ only makes you more likely to fall for one some day.

In this case, the app looks to be a classic pig butchering scheme, acting as if it were a real cryptocurrency marketplace, letting people trade and exchange cryptocurrencies in a virtual environment. They may have even tranferred small amounts of money out of the "accounts" to make the whole scam more believeable. Once you transfer back and forth a couple thousand dollars, you'd probably think the app is legit, after all, and invest those millions into the lucrative money making app. Only when people try to get all of their profits out, or when the app goes down, do people find out that they've been scammed, but the money is long gone by then.

izacus
4 replies
10h48m

Can someone from US answer why did US legal system fail to punish the people who created a scam app in three months?

altacc
1 replies
9h51m

They are far, far from US jurisdiction and the scale of these scams is massive. Right not there are thousands, if not tens of thousands of scam websites and apps fun by these groups. Google "asian pig butchering centers" for some insight.

izacus
0 replies
8h38m

When it comes to IP law punishments pretty much whole world is within US juristiction. So why can't US legal system protect its citizens and needs Google to be the private police for them?

Jean-Papoulos
1 replies
10h37m

Probably because they aren't even US citizens to begin with.

Ylpertnodi
0 replies
10h1m

Nor is that Dotcom fella.

wnevets
2 replies
15h38m

scamming in the crypto space? No way google could anticipate such a thing.

warkdarrior
1 replies
13h34m

Coinbase also advertises zero transaction fees. Should Google remove their app as well?

nblgbg
3 replies
16h54m

I don't know anything about this app, and this is the first time I'm hearing about it. Does this app somehow generate revenue? Is that the reason it took them so long to act? Or is it that so few people downloaded it, resulting in fewer complaints compared to the number of downloads? I know Google has been getting worse over time. I'm just trying to understand why it took them so long to act when they actively penalize smaller developers!

altacc
1 replies
9h54m

It's crpyto pig butchering scam. The app is a fake crypto trading app that shows the user a fake balance of their portfolio. The victim is sending crypto to the scammer's wallet independently of the app. They are shown fake profits and when they try to withdraw they are told they need to pay fees, taxes or more deposits to activate the withdrawal. Often this is when victims hand over most money as they are trapped in loss aversion mode, throwing money at the scammer in the hope of getting back what they've sent before. There are thousands, if not tens of thousands of these apps but mostly websites active at any time.

efilife
0 replies
8h20m

Holy shit, this is terrible

omoikane
0 replies
12h54m

so few people downloaded it

The article says "at least five other users of the app had similar experiences", so the lower bound is 5 users in 3 months.

hansvm
3 replies
18h4m

This is the company profiting from the obvious fraud, de-funding departments designed to block such frauds, and with a history of using their size to blunder past any legislative sanctions. I'm shocked, _shocked_ I tell you that the fraud benefiting them personally was allowed to go on for so long.

In less sarcastic news, I'm legitimately surprised it was dropped in only 3 months. That's a better than average outcome.

Jean-Papoulos
2 replies
11h45m

How is Google profiting from this fraud ? I doubt the scammers had any in-app purchases. Maybe ads, but I doubt it too since that would make it look unprofessional and invite more reviews from Google.

Also, I don't think it should fall onto Google to protect users from scams. They already provide tools against it, such as reviews on the app's page. It would be like saying the gov is responsible for my losses in a ponzi scheme because the company was registered officially.

Unless Google assertively promises users they are protected against scams on the Play Store, they aren't responsible in any way (other then that they try to make it safe because this increases revenue down the line, of course). Falling for a scam is personal responsibility.

tgsovlerkhgsel
1 replies
11h19m

While I obviously have no proof that this is what happened in this case, I've seen countless Google ads leading straight to fraud sites and scams like this.

Google also claims the 30% they skim off every legitimate transaction (which is insane) is necessary because they make sure the app store only has legit apps. They should be held to that claim.

Jean-Papoulos
0 replies
10h38m

In they case they aren't taking 30% since it's crypto (ie you are buying a """tangible""" external product), although you could argue that since the developer account needs to be bought, Google could be held liable this way ?

And I don't think I've since them claim such a thing. It would be strange of them to do so, as it opens them to lawsuits such as this.

ggm
3 replies
15h25m

Possibly an unpopular view but I can't but think the FTC should be able to issue directions to Google and others which have almost instant effect. "this is a scam, shut it down" should not require them to "get back to you about that" if it comes from the Trade Commission.

I am pretty much all-in on more government regulation of Google. Not less. There should be a non-negotiable access path to ask why things happen and an appeals process to their lockouts for end users too. Mandatory human-in-the-loop review.

drdaeman
2 replies
15h12m

I'm not sure it's a good idea.

While such power can be theoretically socially beneficial when granted to truly benevolent agencies under non-corrupt democratic regimes, allow me to introduce you to the Russian Internet watchdog Roskomnadzor as an example how wrong things could get if the agency is not so benevolent.

And the issue with regimes is that they can get corrupt. Even the good ones.

ggm
1 replies
14h21m

So on that basis you want to close down the FCC, the FDA, FAA...

I get where you're coming from, but federal agencies in other domains have an ability to tell companies what to do. They can obligate them to do things.

You're opposed to this on principle? Or just the internet?

drdaeman
0 replies
10h16m

No, I don't want to close FCC, FDA or FAA.

It's only about the media, because the such shortcut in the ability to tell companies what to do could be abused in a way harmful to free speech - and I think free speech is more important than enforcing quick scam app takedowns.

However, I thought about this, and what FCC could probably do is enforce content labeling for questionable apps (I think it's in spirit of how their safe harbor rule works) and immediately require marketplaces to mark application as potentially harmful ASAP. That would limit impact to the consumers, but won't let this be directly abused too much, e.g., against activist apps.

stevebmark
2 replies
16h57m

No settlement should be granted here, on principle. The law should not protect those that use an asset designed to subvert the government.

samatman
1 replies
16h35m

This argument would be coherent if cybercoins were illegal, which they are not.

jeroenhd
0 replies
10h52m

I agree in principle, but the people that should be sued are the scammers, not Google.

With real money one could go after the money mule (or dumb scammer) through their bank account. Maybe Google could be liable if the victim paid through Google Pay, but I somewhat doubt that Google Pay will let you transfer half a million. In this case, the victim's choice of virtual currency makes it very difficult to find the criminals. I don't see why Google would need to pay up for that.

I suppose it's always worth a try to sue Google, because there's nobody else to sue.

19f191ty
2 replies
16h36m

I've reported am explicitly Temu ad a million times and it still keeps appearing. I don't understand why they even have the report feature if they're not going to do anything about it. Feel so helpless.

glandium
0 replies
11h35m

Does Temu count as a scam, though?

Always42
0 replies
15h22m

Have you considered using ad-blocker?

Uptrenda
1 replies
16h35m

I don't think we should blame the victim. Tech is insanely complex and some scams are so sophisticated now that if you're not switched on all the time you might get caught. The vector here seems to be an app posing as something trustworthy. Or what she claims as an app riding the reputation of Google. But to me its the same issue underlying phishing: impersonation.

Is impersonation fundamentally unpatchable? How does one ever really 'know for certain' that an app, website, etc, is legit? Could this be fixed, once-and-for-all, with something like a hardware device issued to all citizens with early education around scams? Or would scammers still find ways around it with things like misspellings, subtle details in presentation, or what-ever have you.

immibis
0 replies
13h30m

I am banned from the Play Store for impersonation, even though my app was clearly marked as not being the real one, so they can apparently do it, but only for apps that don't bring in revenue, I suppose.

xyst
0 replies
16h40m

Poor woman succumbed to pig butchering scam. Not sure if this is the same woman or not, but I recall another pig butchering scam where the victim also sent family funds to scammer.

Honestly, this person must really be well off to be able to send $5M at any time and then be able to keep a lawyer on retainer to litigate against big G

rvba
0 replies
16h21m

Google outsources everything to the lowest bidder, so quality is as it is.

perryizgr8
0 replies
13h23m

This is an example of blatant, obvious scam, but there are also many many others that are technically fine, but effectively end up with the "customer" feeling scammed anyway.

Example: There are many apps that will only let you use the functionality if you agree to a 7 day free trial, which automatically starts billing you some exorbitant weekly fee as soon as that trial ends. Google will typically not refund this when a scammed user complains, since they technically agreed to the terms.

But IMO this is absolute bullshit. $50/week for a stupid flashlight app is not reasonable anywhere. It shows that the only intent of the app is to trick people. No real user would consider paying that much for what the app offers.

But Google benefits from this, so they do absolutely nothing about it, and the play store is full of such crap. The Google/Apple tax on every purchase you make on their platforms is pure profit, none of it is used to make the store better for the customers or genuine sellers.

I will avoid spending a single ₹ on these platforms as a result, and will try to avoid ever writing code for their platforms. Either my app succeeds on the open web, or it doesn't succeed at all. I'm willing to give up on the entire mobile market due to this, I'll not be part of a system that exists majorly to trick people into parting with their money and data.

nojvek
0 replies
28m

I lost 1 ETH worth of crypto in scam. Itywas something on the lines of you invest your crypto, and they'd put it up on art assets that would increase in value and you'd get your returns back.

I got no returns when I wanted to take it out. Just fake UI showing it was going up when it wasn't.

It was a great reminder, that crypto is full of scam. It's not even a great asset to hedge against inflation as it's heavily speculated on. I took all my crypto out and went back to good ol stocks, bonds and gold.

Soooooooooooooo much crypto scam.